What can the government do for me if I want to buy a new home? Since 1934, the Federal Housing Administration (FHA) has been helping people just like you become a homeowner. FHA is part of the U.S. Department of Housing and Development (HUD) and insures loans so lenders can offer you a better loan deal. FHA insures mortgages on single family, multifamily, manufactured homes and healthcare facilities.

What are the benefits of an FHA mortgage?

• Low Down Payments
• Low Closing Costs
• Easy Credit Qualifying

What kind of programs does FHA have to offer me?

• First Time Homebuyers: can have a down payment for as little as 3% of the purchase price, with closing costs and fees included as part of the loan.
• Home Renovation: you can buy a home, re-model or renovate, and include the costs in the loan. Or renovate or repair a home you own, by refinancing your current mortgage to include the cost of repairs in the loan.
• FHA Energy-Efficient Loan: include the cost of energy improvements into the mortgage.
• FHASecure: a refinancing option for those with ARM loans about to reset. [Click here for details]

Where can I get an FHA loan?

Only FHA approved correspondents can offer FHA loans. They must be authorized by the U.S. Government to provide government backed loans for clients.

Fast Track Funding has been a certified FHA correspondent since the year 2000. We have helped many clients get the FHA loans they need for purchasing new homes or for continued home ownership.

What is a VA loan?

VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home which must be for their own personal occupancy.

Veterans and active-duty service personnel can use their VA Loan Benefit to purchase a home, refinance or consolidate debt. If you qualify for a VA loan, there is:

• no down payment required
• no monthly mortgage insurance premium
• easier credit qualifying
• a lower rate than other loan programs

Click Here To See if You Can Qualify for a VA Loan

Take advantage of help offered from FHA & VA programs.
Call one of our Government Loan Specialists today!
1-877-FAST-485