Has your adjustable rate mortgage (ARM) reset to a higher interest rate causing higher monthly payments that you can't afford? Were you making your monthly payments on time before the reset?

Are you now facing financial crisis and maybe even foreclosure because you can't make your mortgage payments?

If you answered yes to any or all of the above, there's hope and help from the government with a new refinancing option called FHASecure!

The Federal Housing Administration (HUD) created FHASecure to save some of the 2.3 million folks with resetting ARM loans, an estimated quarter of whom will face foreclosure.

Am I eligible for FHASecure?

To be eligible for an FHASecure you must have:

• A non-FHA ARM that has reset to a higher interest rate
• Sufficient income to make the new mortgage payments
• A history of on-time payments BEFORE the loan reset

What are the benefits of FHASecure for myself and my community?

• Lower monthly mortgage payments
• Stabilization of local housing markets
• Reduction in the number of mortgage foreclosures

Are there a limited number of FHASecure loans?

Yes, currently HUD expects to save 80,000 borrowers who are delinquent due to their loan resetting, and another 160,000 facing reset, but still current on their mortgage. There is a limited number, so it is advisable to take action before the cutoff of loans.

What if I don't qualify for FHASecure, can the government help me?

Yes, even if you don’t qualify for FHASecure, there are other FHA refinancing options that may be able to help you.

Only FHA approved correspondents can offer FHA loans. They must be authorized by the U.S. Government to provide government backed loans for clients.

Take advantage of help offered from FHA & VA programs.
Call one of our Government Loan Specialists today!
1-877-FAST-485